Free calculators with the working shown
CalcTools

12 free tools

Money & Finance calculators

Loans, savings, budgets and everyday money maths. Each tool shows the formula, worked examples and sources.

Money & FinanceCompound Interest CalculatorFuture value of savings with monthly, yearly or daily compounding and regular deposits.Money & FinanceCredit Card Payoff CalculatorSee how many months it takes to clear a credit card balance and how much interest you pay, or the monthly payment needed to be debt-free by a target date.Money & FinanceDiscount CalculatorSale price and savings for a percentage off, stacked discounts, sales tax, or the original price.Money & FinanceHourly to Salary CalculatorConvert pay between hourly, daily, weekly, monthly and annual amounts with your own hours and weeks.Money & FinanceLoan CalculatorMonthly payment, total interest and an amortisation schedule for any fixed-rate loan.Money & FinanceMortgage CalculatorMonthly mortgage payment with down payment, property tax and insurance, plus total interest.Money & FinanceRetirement Savings CalculatorProject your retirement savings from what you have now, a monthly contribution and an expected return, in future and in today's money.Money & FinanceROI CalculatorReturn on investment as a percentage, plus the annualized return when you know how long the money was invested.Money & FinanceSales Tax & VAT CalculatorAdd sales tax, VAT or GST to a net price, or remove it from a tax-inclusive price.Money & FinanceSavings Goal CalculatorHow much to save each month to reach a target by a date, including interest and money you already have.Money & FinanceTip CalculatorTip amount, total and each person's share, with optional rounding up when splitting the bill.Money & FinanceUnit Price CalculatorCompare up to three package sizes by price per kg, litre, pound, ounce or item and see which is the better buy.